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What is a credit score?

Establishing a solid credit history is a must have for getting a mortgage one day. With that credit history you get a credit score. A...

Joint Tenants vs. Tenants in Common

Here we have Frank and Belle. Frank and Belle own a property together. There are a number of ways they can hold title but the two options...

Housing Starts are Down

What is a housing start? A housing start is when a builder has started the construction of a residential home. They are recorded month to...

What the heck is a loan condition?

You have applied for financing with a loan officer. Your loan officer has done what she or he needs to do and gathered all the supporting...

What are closing costs?

“Can’t I just get a home or refinance my place with no costs? I hear you. If it is free, it is for me. Although, free usually comes with...